| 1.15 SISTEMA FINANCIERO | ||||||
| RESUMEN DE CUENTAS | ||||||
| Saldos en millones de sucres | ||||||
| Cuentas \ Años | 1993 | 1994 | 1994 | 1995 | 1995 | 1996 |
| Tipo de cambio US$1 = S/ | 2,297.00 | 2,922.00 | 3,627.00 | |||
| ACTIVOS INTERNACIONALES NETOS | 2,936,278 | 3,592,595 | 4,502,550 | 4,001,398 | 4,966,828 | 6,644,398 |
| RESERVA MONETARIA INTERNACIONAL | 2,879,891 | 3,931,846 | 5,001,678 | 4,548,412 | 5,645,821 | 6,642,697 |
| ACTIVOS INTERNOS NETOS | 5,195,859 | 8,745,517 | 8,180,572 | 14,647,784 | 14,401,895 | 20,356,649 |
| CREDITO NETO AL SECTOR PUBLICO NO FINANCIERO | -1,976,986 | -2,644,293 | -2,837,895 | -2,350,822 | -2,529,841 | -2,882,488 |
| Gobierno Central | -664,546 | -990,942 | -1,077,964 | -1,042,554 | -1,139,797 | -1,480,185 |
| Crédito | 140,428 | 201,867 | 212,281 | 425,028 | 470,557 | 876,224 |
| Moneda nacional | 126,119 | 163,594 | 163,594 | 236,324 | 236,324 | 561,043 |
| Moneda extranjera | 14,309 | 38,273 | 48,687 | 188,704 | 234,233 | 315,181 |
| Depósitos | 804,974 | 1,192,809 | 1,290,245 | 1,467,581 | 1,610,354 | 2,356,409 |
| Moneda nacional | 606,583 | 834,711 | 834,711 | 875,837 | 875,837 | 1,307,527 |
| Moneda extranjera | 198,392 | 358,098 | 455,534 | 591,745 | 734,517 | 1,048,881 |
| Resto del sector público neto | -1,312,440 | -1,653,351 | -1,759,930 | -1,308,268 | -1,390,045 | -1,402,303 |
| Crédito | 43,821 | 3,355 | 3,355 | 2,264 | 2,264 | 831 |
| Moneda nacional | 43,821 | 3,355 | 3,355 | 2,264 | 2,264 | 831 |
| Moneda extranjera | - | - | - | - | - | - |
| Depósitos | 1,356,261 | 1,656,706 | 1,763,285 | 1,310,532 | 1,392,309 | 1,403,134 |
| Moneda nacional | 955,702 | 1,265,006 | 1,265,006 | 971,594 | 971,594 | 981,505 |
| Moneda extranjera | 400,559 | 391,700 | 498,279 | 338,938 | 420,715 | 421,629 |
| CREDITO NETO A FINANCIERAS PUBLICAS | -291,275 | -660,488 | -738,437 | -788,385 | -931,088 | -169,561 |
| CREDITO AL SECTOR PRIVADO | 5,851,930 | 10,312,363 | 10,826,029 | 15,570,570 | 16,471,548 | 19,208,693 |
| Cartera por vencer | 5,192,448 | 9,455,114 | 9,913,519 | 14,331,470 | 15,165,607 | 17,552,820 |
| Moneda nacional | 4,480,971 | 7,770,387 | 7,770,387 | 10,874,239 | 10,874,239 | 11,473,326 |
| Moneda extranjera | 711,477 | 1,684,728 | 2,143,132 | 3,457,231 | 4,291,368 | 6,079,495 |
| Cartera vencida | 272,204 | 456,596 | 476,683 | 908,174 | 942,917 | 1,730,692 |
| Moneda nacional | 241,615 | 382,774 | 382,774 | 764,176 | 764,176 | 1,362,618 |
| Moneda extranjera | 30,589 | 73,822 | 93,909 | 143,998 | 178,741 | 368,074 |
| Provisión créditos incobrables | -140,145 | -277,531 | -279,500 | -522,383 | -527,352 | -977,761 |
| Moneda nacional | -140,145 | -270,296 | -270,296 | -501,784 | -501,784 | -933,968 |
| Moneda extranjera | - | -7,236 | -9,205 | -20,598 | -25,568 | -43,794 |
| Otros | 527,424 | 678,184 | 715,328 | 853,308 | 890,376 | 902,942 |
| Moneda nacional | 478,780 | 541,673 | 541,673 | 699,671 | 699,671 | 763,855 |
| Moneda extranjera | 48,643 | 136,510 | 173,654 | 153,637 | 190,705 | 139,088 |
| PASIVOS EXTERNOS DE MEDIANO Y | ||||||
| LARGO PLAZO | -9,576,951 | -9,976,837 | -12,461,387 | -1,446,358 | -1,795,325 | -2,038,181 |
| CAPITAL OFICIAL Y RESERVAS | -1,214,817 | -1,574,661 | -1,574,661 | -1,881,675 | -1,881,675 | -3,264,448 |
| FLOTANTE FINANCIERO | -143,168 | -75,791 | -75,530 | -239,130 | -225,432 | 721,497 |
| ACTIVOS NETOS NO CLASIFICADOS | 12,547,127 | 13,365,224 | 15,042,454 | 5,783,584 | 5,293,707 | 8,781,138 |
| OBLIGACIONES AL SECTOR PRIVADO | 8,132,137 | 12,338,111 | 12,683,123 | 18,649,182 | 19,368,723 | 27,001,048 |
| DINERO | 2,243,970 | 3,045,743 | 3,045,743 | 3,432,342 | 3,432,342 | 4,647,546 |
| Especies monetarias en circulación | 846,817 | 1,111,611 | 1,111,611 | 1,364,316 | 1,364,316 | 1,859,012 |
| Depósitos monetarios | 1,397,153 | 1,934,132 | 1,934,132 | 2,068,026 | 2,068,026 | 2,788,535 |
| CUASIDINERO | 3,799,930 | 6,531,556 | 6,788,468 | 10,207,782 | 10,780,882 | 14,413,487 |
| Moneda nacional | 3,314,355 | 5,587,353 | 5,587,353 | 7,832,464 | 7,832,464 | 10,471,092 |
| Otros depósitos | 8,040 | 186,007 | 186,007 | 694,576 | 694,576 | 534,583 |
| Depósitos a plazo | 1,363,488 | 3,176,362 | 3,176,362 | 4,353,610 | 4,353,610 | 6,328,890 |
| Depósitos de ahorro | 1,775,033 | 2,001,647 | 2,001,647 | 2,490,668 | 2,490,668 | 3,453,701 |
| Otras captaciones | 167,795 | 223,337 | 223,337 | 293,609 | 293,609 | 153,918 |
| Moneda extranjera | 485,575 | 944,203 | 1,201,115 | 2,375,318 | 2,948,418 | 3,942,395 |
| Otros depósitos | 123 | 65,779 | 83,677 | 311,428 | 386,567 | 296,304 |
| Depósitos a plazo | 187,546 | 440,529 | 560,394 | 1,247,978 | 1,549,082 | 2,365,682 |
| Depósitos de ahorro | 4,708 | 50,589 | 64,354 | 312,705 | 388,152 | 592,322 |
| Otras captaciones | 26,177 | 85,241 | 108,434 | 105,710 | 131,215 | 65,639 |
| Depósitos monetarios | 267,021 | 302,066 | 384,256 | 397,497 | 493,402 | 622,448 |
| OTRAS OBLIGACIONES | 673,771 | 918,574 | 982,903 | 1,532,968 | 1,616,457 | 2,022,909 |
| Moneda nacional | 501,825 | 682,145 | 682,145 | 1,186,933 | 1,186,933 | 1,449,704 |
| Moneda extranjera | 171,946 | 236,429 | 300,758 | 346,036 | 429,525 | 573,205 |
| EMISION DE VALORES | 315,596 | 216,862 | 240,632 | 527,017 | 589,969 | 1,864,919 |
| Moneda nacional | 235,722 | 129,502 | 129,502 | 266,104 | 266,104 | 833,217 |
| Moneda extranjera | 79,874 | 87,360 | 111,130 | 260,913 | 323,864 | 1,031,702 |
| CAPITAL PRIVADO Y RESERVAS | 1,098,871 | 1,625,377 | 1,625,377 | 2,949,073 | 2,949,073 | 4,052,186 |
| FUENTE: Instituciones financieras | ||||||