| 1.16 SISTEMA BANCARIO | ||||||||
| RESUMEN DE CUENTAS | ||||||||
| Saldos en millones de sucres | ||||||||
| Cuentas \ Años | 1993 | 1994 | 1994 | 1995 | 1995 | 1996 | ||
| Tipo de cambio US$1 = S/ | 2,297.00 | 2,922.00 | 3,627.00 | |||||
| ACTIVOS INTERNACIONALES NETOS | 2,874,565 | 3,422,840 | 4,354,174 | 3,886,438 | 4,824,131 | 6,534,536 | ||
| RESERVA MONETARIA INTERNACIONAL | 2,879,891 | 3,931,846 | 5,001,678 | 4,548,412 | 5,645,821 | 6,642,697 | ||
| ACTIVOS INTERNOS NETOS | 4,532,621 | 7,450,013 | 6,824,294 | 12,819,992 | 12,548,185 | 18,252,932 | ||
| CREDITO NETO AL SECTOR PUBLICO NO FINANCIERO | -1,987,244 | -2,672,287 | -2,870,719 | -2,358,597 | -2,538,608 | -2,892,104 | ||
| Gobierno Central | -674,930 | -1,019,004 | -1,110,857 | -1,050,329 | -1,148,564 | -1,489,801 | ||
| Crédito | 130,045 | 173,805 | 179,388 | 417,253 | 461,790 | 866,608 | ||
| Moneda nacional | 124,797 | 153,286 | 153,286 | 232,661 | 232,661 | 554,256 | ||
| Moneda extranjera | 5,248 | 20,520 | 26,103 | 184,592 | 229,129 | 312,351 | ||
| Depósitos | 804,974 | 1,192,809 | 1,290,245 | 1,467,581 | 1,610,354 | 2,356,409 | ||
| Moneda nacional | 606,583 | 834,711 | 834,711 | 875,837 | 875,837 | 1,307,527 | ||
| Moneda extranjera | 198,392 | 358,098 | 455,534 | 591,745 | 734,517 | 1,048,881 | ||
| Resto del sector público neto | -1,312,314 | -1,653,283 | -1,759,862 | -1,308,268 | -1,390,045 | -1,402,303 | ||
| Crédito | 43,821 | 3,355 | 3,355 | 2,264 | 2,264 | 831 | ||
| Moneda nacional | 43,821 | 3,355 | 3,355 | 2,264 | 2,264 | 831 | ||
| Depósitos | 1,356,136 | 1,656,638 | 1,763,217 | 1,310,532 | 1,392,309 | 1,403,134 | ||
| Moneda nacional | 955,576 | 1,264,938 | 1,264,938 | 971,594 | 971,594 | 981,505 | ||
| Moneda extranjera | 400,559 | 391,700 | 498,279 | 338,938 | 420,715 | 421,629 | ||
| CREDITO NETO A OTROS | ||||||||
| INTERMEDIARIOS FINANCIEROS (1) | -245,717 | -570,959 | -627,959 | -699,355 | -822,342 | -172,164 | ||
| CREDITO AL SECTOR PRIVADO | 4,736,024 | 8,309,333 | 8,729,535 | 12,603,054 | 13,413,405 | 15,601,626 | ||
| Cartera por vencer | 4,294,309 | 7,649,536 | 8,022,319 | 11,634,714 | 12,386,731 | 14,290,961 | ||
| Moneda nacional | 3,755,003 | 6,279,482 | 6,279,482 | 8,517,842 | 8,517,842 | 9,802,485 | ||
| Moneda extranjera | 539,306 | 1,370,054 | 1,742,837 | 3,116,872 | 3,868,889 | 4,488,476 | ||
| Cartera vencida | 226,958 | 371,965 | 390,814 | 721,725 | 753,532 | 1,454,313 | ||
| Moneda nacional | 197,152 | 302,690 | 302,690 | 589,898 | 589,898 | 1,166,812 | ||
| Moneda extranjera | 29,806 | 69,275 | 88,124 | 131,827 | 163,634 | 287,501 | ||
| Provisión crèditos Incobrables | -110,021 | -208,434 | -210,403 | -372,503 | -376,549 | -794,172 | ||
| Moneda nacional | -110,021 | -201,199 | -201,199 | -355,736 | -355,736 | -752,339 | ||
| Moneda extranjera | - | -7,236 | -9,205 | -16,767 | -20,812 | -41,833 | ||
| Otros | 324,778 | 496,267 | 526,805 | 619,118 | 649,691 | 650,524 | ||
| Moneda nacional | 278,317 | 384,035 | 384,035 | 492,405 | 492,405 | 518,987 | ||
| Moneda extranjera | 46,462 | 112,233 | 142,770 | 126,713 | 157,286 | 131,538 | ||
| PASIVOS EXTERNOS DE MEDIANO | ||||||||
| LARGO PLAZOS | -9,155,624 | -9,171,133 | -11,666,543 | -622,920 | -773,214 | -658,961 | ||
| CAPITAL OFICIAL Y RESERVAS | -703,334 | -890,849 | -890,849 | -1,092,959 | -1,092,959 | -2,235,712 | ||
| FLOTANTE INTERBANCARIO | -174,421 | -136,327 | -134,442 | -144,516 | -122,696 | 603,748 | ||
| ACTIVOS NETOS NO CLASIFICADOS | 12,062,936 | 12,582,234 | 14,285,271 | 5,135,284 | 4,484,599 | 8,006,500 | ||
| OBLIGACIONES AL SECTOR PRIVADO | 7,407,186 | 10,872,852 | 11,178,468 | 16,706,430 | 17,372,316 | 24,787,468 | ||
| DINERO | 2,243,970 | 3,045,743 | 3,045,743 | 3,432,342 | 3,432,342 | 4,647,546 | ||
| Especies monetarias en circulación | 846,817 | 1,111,611 | 1,111,611 | 1,364,316 | 1,364,316 | 1,859,012 | ||
| Depósitos monetarios | 1,397,153 | 1,934,132 | 1,934,132 | 2,068,026 | 2,068,026 | 2,788,535 | ||
| CUASIDINERO | 3,467,386 | 5,818,884 | 6,067,070 | 9,142,084 | 9,677,079 | 13,435,461 | ||
| Moneda nacional | 2,981,811 | 4,906,754 | 4,906,754 | 6,924,699 | 6,924,699 | 9,671,377 | ||
| Otros depósitos | 7,707 | 169,424 | 169,424 | 668,839 | 668,839 | 524,869 | ||
| Depósitos a plazo | 1,255,958 | 2,852,391 | 2,852,391 | 3,800,241 | 3,800,241 | 5,893,533 | ||
| Depósitos de ahorro | 1,558,004 | 1,727,373 | 1,727,373 | 2,192,026 | 2,192,026 | 3,109,634 | ||
| Otras captaciones | 160,142 | 157,566 | 157,566 | 263,593 | 263,593 | 143,341 | ||
| Moneda extranjera | 485,575 | 912,130 | 1,160,316 | 2,217,385 | 2,752,381 | 3,764,084 | ||
| Otros depósitos | 123 | 65,779 | 83,677 | 309,246 | 383,859 | 270,996 | ||
| Depósitos a plazo | 187,546 | 415,298 | 528,298 | 1,109,289 | 1,376,930 | 2,218,623 | ||
| Depósitos de ahorro | 4,708 | 50,589 | 64,354 | 312,705 | 388,152 | 592,322 | ||
| Otras captaciones | 26,177 | 78,399 | 99,731 | 88,648 | 110,036 | 59,696 | ||
| Depósitos monetarios | 267,021 | 302,066 | 384,256 | 397,497 | 493,402 | 622,448 | ||
| OBLIGACIONES | 438,562 | 474,676 | 512,148 | 1,074,050 | 1,141,990 | 1,477,972 | ||
| Moneda nacional | 316,912 | 336,959 | 336,959 | 792,461 | 792,461 | 921,004 | ||
| Moneda extranjera | 121,650 | 137,717 | 175,189 | 281,589 | 349,529 | 556,969 | ||
| EMISION DE VALORES | 286,759 | 162,920 | 182,878 | 489,718 | 552,670 | 1,512,062 | ||
| Moneda nacional | 220,594 | 89,567 | 89,567 | 228,806 | 228,806 | 522,082 | ||
| Moneda extranjera | 66,165 | 73,353 | 93,311 | 260,913 | 323,864 | 989,981 | ||
| CAPITAL PRIVADO Y RESERVAS | 970,508 | 1,370,629 | 1,370,629 | 2,568,235 | 2,568,235 | 3,714,425 | ||
| (1) Corresponde a financieras públicas y privadas. | ||||||||
| FUENTE: Instituciones financieras | ||||||||